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UPI MDR Return Looms: A Huge Shift From Volume To Value

Quick Take Parliament amended the payments law on August 4, 2026, opening the door to UPI merchant fees. Jefferies sees MDR adding $525 Mn to $1.05 Bn (Rs 4,996 Cr to Rs 9,991 Cr) to platform revenue by FY28. High-value payments could push UPI apps from a volume race to a value race, reshaping revenue.…

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